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LUME Hub

Finance · Organize your business

Finances for your service business, without spreadsheets.

Track recurring revenue, average ticket, and late payments, manage contracts and installments, import bank statements and credit card bills, and see the month's result in a P&L.

Included from the Complete plan · R$ 297/month

7-day free trial, no credit card, with every tool unlocked.

lumehub.me/dashboard/financeiro

Recurring revenue

R$ 38,400

+6%

Average ticket

R$ 1,600

Late payments

3.2%

−1.1 pp

Receivables by due date

  • Not yet due
  • Up to 30 days
  • 30–60 days
  • 60+ days
Illustration with sample data

Quick answer

What is Finance?

LUME Hub's Finance is financial management for service businesses and mentoring programs: cash flow, clients, contracts, accounts receivable and payable, bank statement imports (OFX and CSV, plus Nubank PDF) and credit card bill imports, and an overview with recurring revenue (MRR), average ticket, late payments, and P&L.

Why it exists

If any of these sound familiar, the problem isn't you.

Money flows in and out of the bank, but the spreadsheet is months out of date.

You don't know exactly who's behind on payments or how much is coming in this month.

Real revenue, costs, and profit only show up when the accountant gets involved.

Features

Everything you can do with Finance

Every feature below is live in LUME Hub today. The screens are illustrations with sample data.

1

Contracts, installments, and billing

Add clients and contracts — recurring, annual, installment, or one-off — and track every installment receivable and every bill payable.

2

An overview any business owner understands

Recurring revenue, average ticket, active clients, late payments, receivables by due date, and the month's P&L.

3

Bank statement import

Upload your statement as OFX or CSV (or a Nubank statement PDF): the format is detected from the content, duplicates are discarded, and transactions are reconciled with your cash flow and categorized by rules.

  • OFX and CSV from any bank; Nubank PDF
  • Reconciliation with what's already in your cash flow
  • Category rules that learn from you
4

Credit card bills with forecasting

Import your credit card bill: installment purchases automatically project upcoming installments into your spending forecast.

How it works

Three steps to get started

  1. 1

    Add clients and contracts

    Or import your statement and let the cash flow build itself.

  2. 2

    Track the month

    Receivables, payables, and overdue items, all in one place.

  3. 3

    Close with the P&L

    The month's result, ready, without spreadsheets.

Integrations

Connects with

  • Bank statements (OFX and CSV)
  • Credit card bills
All integrations

Who it's for

Who uses Finance most

Mentoring and consulting firms

Manage recurring contracts and late payments by client.

Agencies

Know their real recurring revenue and average ticket.

Service providers

Swap the spreadsheet for statement imports.

Plans

Finance is included starting with the Complete plan

Try it free for 7 days with every tool unlocked, then choose your plan.

  • Essential

    Get your business in order.

    R$ 97/month

    Not included

  • Growth

    Attract clients and sell more.

    R$ 197/month

    Not included

  • Complete

    Run your entire business inside LUME Hub.

    R$ 297/month

    Includes Finance

Frequently asked questions

Questions about Finance

Which statement formats can I import?

OFX and CSV, the formats banks export, plus the Nubank statement PDF. The format is recognized from the file's content.

Does importing the same statement twice duplicate my cash flow?

No. Repeated transactions are recognized and discarded.

Does LUME Hub connect directly to my bank?

There's no direct bank connection: you upload the statement exported from your bank's app, and LUME Hub does the rest.

Is there a P&L?

Yes. The overview includes the period's P&L, with operating income.

Does it work for physical product businesses?

Finance was built for service businesses, mentoring programs, and agencies — contracts, recurring billing, and installments. Inventory control isn't included.

Which plan includes Finance?

Finance is included in the Complete plan. You can try it free for 7 days, no credit card, with every tool unlocked, and choose your plan afterward.

Works well with

Products that work together

Try Finance with your business

A 7-day free trial with every tool unlocked. Then choose the plan that has what you used.

7-day free trial · No credit card · Cancel anytime